Logo
Call
Call
Visit
Offices
Visit
Menu
Visit
Close
  • Insurance
    Auto Auto Auto Motorcycle SR22 Insurance
    Home Home Homeowners Condo Renters Property
    Life Life Life Insurance Term Life Universal Life Whole Life Annuities
    Commercial Business Commercial Auto General Liability Workers Compensation Bonds
  • Services
    Pay Bill View Documents File A Claim
  • About
    About Us Our Carriers Careers Testimonials Refer A Friend Contact Us

Call Us For A Free Quote

(888)418-1200
Logo
☰ ˟
  • Insurance
    Auto Auto Auto Motorcycle SR22 Insurance
    Home Home Homeowners Condo Renters Property
    Life Life Life Insurance Term Life Universal Life Whole Life Annuities
    Commercial Business Commercial Auto General Liability Workers Compensation Bonds
  • Services
    Pay Bill View Documents File A Claim
  • About
    About Us Our Carriers Testimonials Refer A Friend Contact Us
CallCall Us For A Free Quote
(888)418-1200
VisitFind our Offices

Call Us For A Free Quote

(888)418-1200
Home > Assurance Total Protection - SR-22 Insurance

Commercial Auto Insurance


Commercial Auto Insurance Information

If you own or use a car for business, you must insure it. However, your need more than just standard car insurance. Businesses should carry commercial auto insurance for enhanced protection. 

What is commercial auto insurance? 

By law, almost all drivers must carry car insurance. It will help you pay for the damage you cause to yourself or other people in wrecks or other accidents.  

If you use your vehicle for business, you likely need commercial auto insurance. The coverage will specifically protect the business’s interest in a vehicle. Therefore, there is less of a chance of claims denial following a damaging incident. 

Commercial Auto Coverage Options 

A commercial auto policy contains many standard auto coverage elements. 

  • Liability Insurance: Insures you against the damage you cause others if you are at-fault in an accident. Most states will require you to carry this coverage. 

  • Bodily injury liability coverage pays for medical bills (and in some cases deaths) 

  • Property damage liability pays for damage to the others' property, like their vehicles. 

  • Collision Insurance: Covers damage to your own vehicle after a wreck. 

  • Comprehensive Insurance: Pays for damage from non-accident mishaps, like theft or weather damage. 

  • Medical Coverage: Pays for your own medical bills and those of your passengers. It may also cover death expenses. 

  • Uninsured/underinsured Insurance: Insures you against damage caused by someone else who doesn’t have appropriate liability coverage. 


Keep in mind, if you have vehicles like conversion vans or semi-trucks, you may need extra coverage. You also might need cargo or personal effects protection. You agent can guide you through the selection process. 

Do I need a Commercial Policy? 

Those who need commercial auto insurance often include: 

  • Companies that own the titles to the vehicles they drive. 

  • Businesses that provide vehicles to individual employees. 

  • Individuals who drive their personal vehicles for commercial purposes. Qualifying parties might include realtors or salespeople. 


Talk to your agent about the specifics of your ownership status. They’ll help you determine if you need coverage. Many businesses will need to insure both the company and the individual driver on the policy. 

Questions to ask your agent  

From initial contact to ongoing policy support, we’re here to help you make the most of commercial auto insurance. Our independent agents fully understand the intricacies of policies. We guarantee you’ll always have a support system in us. Here are a few things to consider as you prepare to get covered:  

  • How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)  

  • What is the insurance company's level of service and ability to pay claims?  

  • What discounts are available? (Ask about good driver, multiple policy and student discounts.)  

  • What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)  

 

Contact us today 

Don’t hesitate to get a quote on a personalized commercial auto insurance policy right now! Contact us at 888-418-1200 or request an online quote right now! 

Contact Us Terms of Use User Agreement

Support: 1-888-418-1200
Road Trouble Service: 1-800-745-5791
© 2024 Assurance Total Protection. All Rights Reserved.


Logo

Logo

Logo
Logo


© 2024 Assurance Total Protection. All Rights Reserved.
×
Reviews
Leave A Review
or call us (888) 418-1200
Our Happy Clients